Medical Insurance scheme for Inpatient Treatment (For Students)

All on-roll students are covered under the Medical Insurance scheme for inpatient treatment.

Following are the salient features of the Medical Insurance Policy:

---

• 1. The insurance covers hospitalization expenses of up to Rs.50, 000/-.
• 2. Room rent limit is 2% & 4% (per day) of sum insured for Normal & ICU/ICCU respectively. Accordingly, the upper limit of room rent is Rs. 1,000/- per day for normal hospitalization and Rs. 2,000/- for ICU/ICCU treatment. Students can avail rooms within these specified upper limits of room rent. Students may note that the insurance claim covers only the expenses corresponding to these eligible room rent charges. In case a student opts for a hospital room having rent charges more than the above prescribed room rent limits, the difference of charges for the room rent as well as other corresponding higher charges shall be payable by the respective student only.
• 3. Students get cover from Day One with cashless hospitalization facilities in network hospitals of Insurance Company (including provisioning medical health cards for the insured students). Ambulance Charges are covered up to Rs. 3,000/- per claim.
• 4. Pre- existing diseases cover from Day One. COVID-19 is also covered under the
• 5. Pre & Post hospitalization expenditure is covered for 30 & 60 days respectively under the scope of policy.
• 6. Claim Intimation & Claim Documents Submission: -Intimation in 7 days from the date of admission & document submission within 30 days from the date of discharge.
• 7. Bills/Bills-cum-Receipts issued by hospitals: Printed as well as handwritten – on their letterheads for treatment given and/or medicines supplied shall be accepted as valid document. Only printed bill will be accepted as per The Group Medical Insurance Policy wordings.

In case of any difficulty/concern in this regard, students may contact to the office of the Student Welfare Office.

Contact No: 02612201700
Email ID: deansw_office@svnit.ac.in

---